CBC International

Moving Abroad? Where?

December 11th, 2013

Probably the hardest decision when it comes to moving abroad is where to move to. There is a whole world out there that can offer a new life, a different culture and the chance for a secure and happy future. So how do you choose?

Most people that move abroad choose to take up residence in a country they have long been enamoured with. A place where they have holidayed regularly within a region that appeals to them and their desire to move abroad.  If you are uncertain about where to move to, you could always consider a country with which you have some affiliation or even just a general interest. Make sure that you visit the country at least once before you make a final decision.

There are a number of things you need to look at to make sure the country is the right place for you and your family. Employment, education, property and financial responsibilities are important factors in the decision making process. You need to ensure you take up residency in a country that meets all your needs and can provide you with the lifestyle you long for. You also need to look at health care, religion, culture and local laws and legislations. Countries will differ greatly from the UK and moving abroad is not simply a case of basking in the sunshine every day. It is about a adopting a new way of life and fitting in with the locals.

Conduct thorough research into absolutely everything about the country and the way you will live within it before making the decision and finally the move. Make sure each family member is in agreement on the country and that they can have a good quality of life and a secure future there.

For more information on moving abroad, worldfirst.com have created an EBook containing all the considerations you need to know to help you select just the right country to start a new life in.

Debbie Fletcher is an enthusiastic, experienced writer who has written for a range of difference magazines and news publications. Follow her here: @Debbie_Fletch18

RMI Client Feedback – Burnetts Garage

December 10th, 2013

“We decided to give CBC International a try, after a recommendation from RMI. We gave them our worst nightmare debtors, that we were ready to write off. CBC managed to recover quite a considerable amount of monies, including chasing serial debtors to full payment and recovery of all costs. Worth a try as every penny recovered is a victory against bad payers.”

Nick Dovey
Burnetts Garage

RMI Client Feedback – C&J Motors Ltd

December 10th, 2013

“I found CBC to be very efficient at the recovery of our debts. Quite a large amount of money was involved and thanks to CBC, we were able to recover our outstanding debts which made a big difference to our business.

We will no doubt use CBC again in the future”

Mr. J Woolston
C&J Motors Ltd

UK retailers ready for record online sales this Christmas!

December 10th, 2013

Cyber Monday online salesDecember taking set to break through £10bn for first time as internet shopping accounts for largest ever share of all sales.

UK retailers are looking forward to a jump in online shopping this Christmas as they battle for the custom of hard-pressed shoppers with deals and express delivery offers.

Online retail revenues will be up sharply on last Christmas and December takings will break though the £10bn barrier for the first time, according to industry group IMRG and consultants Capgemini.

A separate report from the British Retail Consortium suggests online trade rose to a record portion of all sales last month. The BRC’s monthly sales monitor with consultants KPMG said volumes were up 0.8% on a like-for-like basis from October 2012 as unseasonably warm weather saw clothing sales fall but gadgets, games and home accessories all enjoyed growth. That compared with an annual fall of 0.1% in October 2012.

Of last month’s sales, 18.3% were online, the highest proportion since the BRC’s records on internet shopping volumes began two years ago.

The BRC’s director general, Helen Dickinson, said: “It’s expected that many of us will ‘click into Christmas’ more than ever before this year, and retailers have invested significantly in user-friendly websites, fast deliveries and convenient ways of buying in-store, at home or on the move.”

The report from IMRG and Capgemini pointed to conversion rates – those people who buy online after browsing – reaching a five-year high of 5% in the run-up to this Christmas.

It forecast consumer spending with online retailers will reach £10.8bn in December.

The busiest day overall in terms of sales volume will be Monday 2 December although the peak day does vary by retailer, the report added. Department store chain John Lewis predicts the busiest day in the run-up to Christmas will be ‘Cyber Sunday’, 1 December, when shoppers, armed with one of the final pay packets of the year, will buy most of their presents.

Tina Spooner, chief information officer at IMRG, said the latest signals on the rising conversion rate were promising for the industry.

“For the first time in three years we expect annual e-retail growth to exceed the level recorded in the previous year, with 2013 sales on target to achieve 15% growth on last year,” she said.

“Already we are seeing a number of retailers ramping up their online offering in the run-up to Christmas. Click and collect, next-day delivery and even one-hour delivery slots are just a few of the options on offer to attract the lucrative festive shopper at this highly competitive time of year.”

Please note: Information in this blog post is content property of The Guardian (http://www.theguardian.com) and the full original article can be found by clicking here.

 

CBC & Social Media

December 4th, 2013

Over the last two years we have been actively trying to improve our Social Media presence across a number of different platforms. To date, we have over 2000 likes, follows & connections, some of which we’re now delighted to be able to call clients.

Social Media is a powerful tool for an SME like ourselves and we encourage you all to connect with each other and promote your businesses throughout the UK & across the World.

If you would like to connect with us, please use the following links below.  We look forward to speaking with you online!

Facebook – https://www.facebook.com/pages/CBC-International/157715437597305
Twitter – https://twitter.com/CBC_Liverpool
LinkedIn – www.linkedin.com/company/cbc-international
Google+ – https://plus.google.com/101960808494133939068
Pinterest – www.pinterest.com/cbcliverpool/

 

 

The Sekundi network expands into South America, Mexico & The Caribbean

December 2nd, 2013

6 ways to improve your credit rating

November 28th, 2013

Believe it or not, having no credit rating at all isn’t necessarily a good thing.

Sure, none of us want to be snowed under with bills we can’t pay and in constant fear of debt collectors knocking on the door, but when lenders come to decide on your application; it helps if you have some form of rating for them to base a decision on – and the higher the better.

So here are 6 ways to ensure that you are achieving the best credit rating possible, as well as what to do if you’re not.

1. Review your credit report regularly

Every time you make an application for credit; whether it’s a new credit card, loan or even a mobile phone, the lender will study your credit rating before progressing with your application. But if a mistake has been made with your credit rating it’s important that you correct it as soon as possible so that you aren’t being punished. If you are no longer with a partner or living at an address that could be reflecting poorly on your credit score, then make sure you change these details as quickly as possible.

If you feel any information is incorrect or that there may be an explanation for a poor credit score (such as illness, divorce or other circumstances), you can you can add a “Notice of Correction” to your credit report.

2. Make your repayments and pay on time

A poor re-payment history can work against you when it comes to securing further credit. If a lender sees that you have been missing payments or even not making them at all, then this could have a negative impact on your application. Pay at least the minimum amount due each month and make sure not to exceed your agreed credit limit – as this information can stay on your credit report for as long as six years.

3. Register to vote at your current address

Lenders will use the electoral role to prove that you are who you are and you live where you say you do. Make sure you are registered to vote at the address that you currently live to ensure you are not paying the price for someone else’s poor credit rating – literally.

4. Close any old accounts

When it comes to your bank and credit card accounts, it’s always better to have fewer well-managed accounts than lots of accounts that have been opened and never used. It’s always wise to close accounts that you don’t use – as lenders don’t just look at what you owe, they also take note of credit that is available to you

5. Protect your identity at all times

Any strange activity appearing on your statements could suggest that you have been the victim of credit card fraud. As well as the obvious problems this can cause in terms of cost and disruption; large and irregular transactions can also have a bearing on your credit rating. If you feel you have been the victim fraud then you should contact your lender or card issuer immediately.

6. Don’t apply too often

When you apply for credit you leave what is called a “Credit Footprint.” This shows lenders where and when you have applied for a loan, card or any other form of credit. A high concentration of applications could suggest to anyone looking at your credit rating that you are facing financial hardship and could ultimately affect an application. Don’t adopt a scattergun approach; think long and hard about your requirements and only ask for what you need.

For more information on credit, view one of our earlier posts on ‘Things to consider before getting a credit card’.

Happy Hanukkah!

November 28th, 2013

We would like to wish all of our Jewish clients a Happy Hanukkah!

 

 

 

 

 

Sekundi Logo Unveiled!

November 20th, 2013

We are pleased to announce the launch of our new Sekundi logo, which is part of the ongoing development of the Sekundi brand throughout the United Kingdom & Republic of Ireland.

The Sekundi group was a concept created by three founding partners in 2008.  Its formation was designed to assist clients throughout Europe recover money quickly and efficiently, whilst utilising a network of local specialists. This meant that language would no longer be a barrier when conducting debt recovery work, as collections are dealt with in the local language.

Since its creation, Sekundi has developed into a network of partners that is able to assist clients in 21 different countries throughout Europe and North Africa.  The network continues to grow and is constantly sourcing new partners to service additional territories.

To find out more about the services offered by the Sekundi network and how we can assist you, please click here.

Company Announcement – Change Of Address

November 13th, 2013

As of 13th November 2013, CBC International will be based at the following address

CBC International
5th Floor
The Corn Exchange
Fenwick Street
Liverpool
United Kingdom
L2 7QL

All correspondence to our previous address in Silkhouse Court is being diverted to our new address however, if you any queries, you can speak with our team on 0151 515 3014, email us or contact us online.

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